Keep more of what you earn and earn more on what you save.
Get customized loan options based on what you tell us.
Select the rate, term, and payment options you like best.
Once your loan is approved, we'll pay your creditors directly or send the money straight to your bank account.
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A personal loan allows you to borrow money from a lender for almost any purpose, typically with
a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is
usually not required and personal loans typically have lower interest rates than most credit
cards.
Since interest rates and loan terms on a personal loan are fixed, you can select a loan and
payment amount that fits within your budget—which is great when you’re consolidating debt. Plus,
you’ll know the exact date your loan will be fully paid off.
Using a personal loan to consolidate high-interest credit card debt might even help you improve
your credit score, by diversifying your credit mix, showing that you can make on-time monthly
payments, and reduce your total debt.
Refinance your credit cards with a personal loan—and know the exact date your loan will be paid off.
Lock in a lower APR and save time by paying creditors directly through LendingClub—just tell us who to pay and how much.
Simplify your debt—and your life—with a single monthly payment on an affordable, fixed-rate loan.
Start your home improvement project now, without waiting for a home equity loan or line of credit.
At PlatinumUnion, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
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